Do the legwork from home
Value your trade-in and even reserve a car, 100% online. Show up with numbers already in place.
Car shopping the easy way
Check out with PAY-OUT on any car listing. Do the paperwork online, then just show up to test-drive and pick up the keys.
Why do more online before going to the dealer?
Save time by booking a test drive
Pick a test-drive slot that fits your schedule. The car is ready and waiting when you arrive.
Head to the dealer prepared
Walk in with full vehicle history, pricing details, and your financing lined up through PAY-OUT.
You’re just three simple steps away from your new car
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1
Find your perfect deal
Use advanced filters to find the car you want at the price you’re looking for. Paste any listing URL into PAY-OUT.
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2
Choose what to do online
Calculate your budget, value your trade-in, and reserve the car online. Or finish parts of the deal at the dealership – your choice.
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3
Schedule a test drive
Book a time to test-drive. If it’s the one, complete with PAY-OUT and drive away – or have the dealer arrange delivery.
Frequently Asked Questions
What is PAY-OUT?
PAY-OUT is a digital checkout flow that sits on top of any car listing. It lets buyers handle the paperwork online and lets dealers get a clean, funded deal with less back-and-forth.
Is PAY-OUT a lender?
No. PAY-OUT is a technology layer. We connect buyers, dealers, and financing partners, but we are not a bank and don’t hold the loan on our own balance sheet.
Can I use PAY-OUT on any car listing?
The vision is “any VIN, any listing.” For the demo, you can try PAY-OUT flows on this example Bentley. As we launch, we’ll invite dealers to activate PAY-OUT on their inventory.
How does this help dealers?
Dealers get verified buyers, digital paperwork, and faster funding. Less time in the F&I office, more time selling.
Will PAY-OUT affect my credit score?
In a live version, you’d see clear messaging about soft vs. hard credit pulls. For now, this demo doesn’t submit any real applications or touch your credit.
When is PAY-OUT launching?
We’re actively testing with a small group of dealers and buyers. If you want to be part of the pilot, reach out to join the early access list.